ATMs

Let's start with the basics. There are apparently 4 ATMs on campus, but I have only been to two. Hang Seng bank has got a branch actually IN campus at the John Fulton Centre (pretty much in Central Campus) and an ATM outside the entrance to the branch, but there are ALWAYS lines. Avoid. Avoid. Avoid! I find this kind of silly because...

The ATM at University Station NEVER has a line.

This ATM is run by Standard Chartered JETCO, and if you have a NAB card, the ATM won't charge you an ATM fee. This is because the JETCO branded ATMs in HK are aligned with Citibank, and Citibank is aligned with NAB. Logically, it follows that Citibank ATMs you won't get charged a withdrawal fee, but I have been charged for using Citibank ATMs in Korea, so who knows really?

For more info see the JETCO link above, and for info on the other ATMs on campus see here.

And remember what I said earlier: cash and Octopus will get you everywhere. Paying by credit card could get you a loud sniff and a look of disgust from the person behind the counter.

And as a foreigner, you already stick out like a sore thumb. Just go with the flow - use cash or OC.

UPDATE

There are two additional ATMs inside the branch of Hang Seng Bank (which is actually located on the 1st floor of the John Fulton Centre, not the ground floor) and a cheque deposit machine... but when I went to the bank to pay my dorm fees today there were long lines at both these ATMs. Just thought I should let it be known that such ATMs exist, in case of emergency or some such incident.